Does background check usually means “credit score” check?
Question by Cuto C: Does background check usually means “credit score” check?
I own money to two cell phone companies. Sum up all together is almost $ 1000. Chase bank will interview me on Monday and I think they might do a background check. I have never been convicted for a felony…I only owe this money.
Will I still get hired??? What should I do? order my credit score and pay these debt?
Best answer:
Answer by Tina
You should pay the debt. A bank is definitely going to check your credit report before hiring you. They normally will not hire someone with bad credit, they feel there is a great chance of theft that way.
Add your own answer in the comments!
Most of the time they only look at criminal history. Some companies do check credit, but most will make you sign an agreement before they do so.
A background check is a criminal check. Pre-employment screening can include a credit examination. What they usually look for in a credit examination is liens and judgments, not money that is owed. If you have a long history of late payments and you’ll be directly handling money, it “could” come up as an issue but there’s no guarentee of that.
Banking is a highly regulated industry and they are barred, by law, of hiring those with convictions of a Class I misdeamenor or more.
If all your situation is that you owe money, even if you are late and are working something out, you shouldn’t have to worry. Don’t bring it up and answer completely clearly and honestly if it does. Figure out exactly what you will say before you talk to anyone, but I wouldn’t sweat it.
Hope that helps.
Background checks often include credit checks and more and more companies are using your credit score as criteria for hiring. The only way to know for sure is to call Chase’s HR department and ask.